A calm lake with a clear blue sky and a rocky shoreline.

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Check prices for these dates

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22 Aug - 23 Aug
Tomorrow
23 Aug - 24 Aug
Next weekend
28 Aug - 30 Aug
In two weeks
4 Sept - 6 Sept

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Our top choices for Polk City hotels

Hotel
Breakfast included
Pet-friendly
Pool
Reserve now, pay later

1. Qube Hotel

Qube Hotel
Polk City
United States
clayton
£67
includes taxes & fees
23 Aug - 24 Aug
Qube Hotel

2. Tru By Hilton Grimes Des Moines

Tru By Hilton Grimes Des Moines
Grimes
United States
Belinda
£80
includes taxes & fees
6 Sept - 7 Sept
Tru By Hilton Grimes Des Moines

3. Red Lion Inn & Suites Grimes

Red Lion Inn & Suites Grimes
Grimes
United States
Bryan
£64
includes taxes & fees
30 Aug - 31 Aug
Red Lion Inn & Suites Grimes

4. GrandStay Hotel & Suites

GrandStay Hotel & Suites
Johnston
United States
Annette
£86
includes taxes & fees
10 Sept - 11 Sept
GrandStay Hotel & Suites

5. Econo Lodge Ankeny - Des Moines

Econo Lodge Ankeny - Des Moines
Ankeny
United States
Deborah
£54
includes taxes & fees
28 Aug - 29 Aug
Econo Lodge Ankeny - Des Moines

6. Comfort Inn & Suites Ankeny - Des Moines

Comfort Inn & Suites Ankeny - Des Moines
Ankeny
United States
Christopher
£73
includes taxes & fees
6 Sept - 7 Sept
Comfort Inn & Suites Ankeny - Des Moines

7. La Quinta Inn & Suites by Wyndham Ankeny IA - Des Moines IA

La Quinta Inn & Suites by Wyndham Ankeny IA - Des Moines IA
Ankeny
United States
Dave
£64
includes taxes & fees
7 Sept - 8 Sept
La Quinta Inn & Suites by Wyndham Ankeny IA - Des Moines IA

8. Sleep Inn & Suites Ankeny - Des Moines

Sleep Inn & Suites Ankeny - Des Moines
Ankeny
United States
MARION
£81
includes taxes & fees
30 Aug - 31 Aug
Sleep Inn & Suites Ankeny - Des Moines

9. Holiday Inn Express Des Moines Ankeny by IHG

Holiday Inn Express Des Moines Ankeny by IHG
Ankeny
United States
curtis
£81
includes taxes & fees
20 Sept - 21 Sept
Holiday Inn Express Des Moines Ankeny by IHG

10. AmericInn by Wyndham Ankeny/Des Moines

AmericInn by Wyndham Ankeny/Des Moines
Ankeny
United States
Matthew
£68
includes taxes & fees
6 Sept - 7 Sept
AmericInn by Wyndham Ankeny/Des Moines

11. Staybridge Suites Des Moines North Ankeny by IHG

Staybridge Suites Des Moines North Ankeny by IHG
Ankeny
United States
Carl
£97
includes taxes & fees
6 Sept - 7 Sept
Staybridge Suites Des Moines North Ankeny by IHG

12. Tru By Hilton Ankeny

Tru By Hilton Ankeny
Ankeny
United States
Christine
£80
includes taxes & fees
6 Sept - 7 Sept
Tru By Hilton Ankeny

13. Best Western Premier Des Moines-Ankeny Hotel

Best Western Premier Des Moines-Ankeny Hotel
Ankeny
United States
John
£81
includes taxes & fees
6 Sept - 7 Sept
Best Western Premier Des Moines-Ankeny Hotel

14. Stoney Creek Hotel Des Moines - Johnston

Stoney Creek Hotel Des Moines - Johnston
Johnston
United States
korea
£80
includes taxes & fees
23 Aug - 24 Aug
Stoney Creek Hotel Des Moines - Johnston

15. Sonesta Essential Des Moines

Sonesta Essential Des Moines
Lovington
United States
Mike
£52
includes taxes & fees
15 Sept - 16 Sept
Sonesta Essential Des Moines

16. Hampton Inn & Suites Des Moines/Urbandale

Hampton Inn & Suites Des Moines/Urbandale
Urbandale
United States
Todd
£83
includes taxes & fees
7 Sept - 8 Sept
Hampton Inn & Suites Des Moines/Urbandale

17. Courtyard Marriott Ankeny

Courtyard Marriott Ankeny
Ankeny
United States
Amy
£80
includes taxes & fees
27 Aug - 28 Aug
Courtyard Marriott Ankeny

18. Holiday Inn Hotel & Suites Des Moines - Northwest by IHG

Holiday Inn Hotel & Suites Des Moines - Northwest by IHG
Urbandale
United States
Steven
£76
includes taxes & fees
27 Aug - 28 Aug
Holiday Inn Hotel & Suites Des Moines - Northwest by IHG

19. Quality Inn & Suites Des Moines - Merle Hay Road

Quality Inn & Suites Des Moines - Merle Hay Road
Lovington
United States
Donna
£49
includes taxes & fees
13 Sept - 14 Sept
Quality Inn & Suites Des Moines - Merle Hay Road

20. AmericInn by Wyndham Johnston Des Moines

AmericInn by Wyndham Johnston Des Moines
Johnston
United States
Daisy
£52
includes taxes & fees
15 Sept - 16 Sept
AmericInn by Wyndham Johnston Des Moines
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Stay near popular Polk City attractions

Big Creek State Park

8.8/10 (5 reviews)
Boasting Iowa's largest state park beach, Big Creek offers an 866-acre lake paradise for boating and fishing enthusiasts. Explore the 27-mile Neil Smith Trail or rent equipment for a perfect day on the water.
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Tournament Club of Iowa

7.6/10 (7 reviews)
This Arnold Palmer Signature Course winds through dramatic bluffs and ravines, challenging golfers with water hazards on 13 holes. Enjoy strategic play amid rolling hills and finish with a meal at the clubhouse.
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Fender's Brewery

This local microbrewery offers craft beers in a family-friendly taproom. Bring food from nearby eateries while enjoying board games and televised sports in this welcoming Polk City establishment.
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Polk City Community Library

The Polk City Community Library offers a diverse collection beyond books, including unique items like cake pans and mobile hotspots. Enjoy free Wi-Fi and engaging programmes for all ages in this welcoming community hub.
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Polk City Refuge

You can take time to visit Polk City Refuge during your travels to Polk City. Discover the area's restaurants or seek out the golf courses.
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Sandpiper Super Shelter & Recreation Area

Explore the great outdoors at Sandpiper Super Shelter & Recreation Area, a lovely green space in Polk City. Discover the area's restaurants or seek out the golf courses.
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Saylorville Lake Marina

Explore the waterfront in Polk City with a trip to Saylorville Lake Marina. Discover the area's restaurants or seek out the golf courses.
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Cherry Glen Recreation Area

This serene lakeside retreat offers electric-equipped picnic shelters and woodland trails for nature lovers. Reserve a shelter in advance to enjoy panoramic Saylorville Lake views while boating or fishing nearby.
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Learn more about Polk City

Outdoor enthusiasts flock to Big Creek State Park for boating, fishing, and miles of scenic lakeside trails. Visit the Polk City Town Square for local shops, community events, and easy access to the High Trestle Trail.

See all hotels in Polk City
A calm lake with a clear blue sky and a rocky shoreline.

Top Polk City Hotel Reviews

Wildwood Lodge

Wildwood Lodge

10/10 Excellent
"Everything was exceptional clean, staff was exceptional nice and helpful, and breakfast was really good. We sat outside and had coffee in the morning and it was very clean and beautiful surroundings."
Brenda 1-night trip
Posted less than an hour ago
Wildwood Lodge
Country Inn & Suites by Radisson, Des Moines West, IA

Country Inn & Suites by Radisson, Des Moines West, IA

10/10 Excellent
"It was a good hotel."
Joshua 1-night trip
Posted 2 hours ago
Country Inn & Suites by Radisson, Des Moines West, IA
Gateway Hotel and Conference Center at Iowa State University

Gateway Hotel and Conference Center at Iowa State University

10/10 Excellent
"Great location for Iowa State parent."
Linda 1-night trip
Posted 2 hours ago
Gateway Hotel and Conference Center at Iowa State University
Stoney Creek Hotel Des Moines - Johnston

Stoney Creek Hotel Des Moines - Johnston

10/10 Excellent
"Excelente estancia, la habitación estaba perfectamente limpia y adecuada, muy confortable, el desayuno estuvo excelente."
Adela viviana 1-night trip
Posted 6 hours ago
Stoney Creek Hotel Des Moines - Johnston
GrandStay Hotel & Suites

GrandStay Hotel & Suites

10/10 Excellent
"This is a modern, bright, well maintained hotel with a very nice pool and a gigantic hot tub. The breakfast was one of the better ones I have had. The price for the stay was very reasonable and much cheaper than the hotels closer to Des Moines. A wonderful stay."
Glenn Hansen 1-night trip
Posted 17 hours ago
GrandStay Hotel & Suites
AmericInn by Wyndham Des Moines Airport

AmericInn by Wyndham Des Moines Airport

10/10 Excellent
"very good people and property"
danny 2-night trip
Posted 1 day ago
AmericInn by Wyndham Des Moines Airport
Motel 6 West Des Moines, IA

Motel 6 West Des Moines, IA

10/10 Excellent
"Everything is awesome!"
Marvin 1-night trip
Posted 2 days ago
Motel 6 West Des Moines, IA
Des Lux Hotel

Des Lux Hotel

10/10 Excellent
"Clean room and great breakfast"
Tehya 1-night trip
Posted 2 days ago
Des Lux Hotel

More cheap stays in Polk City

Motel 6 West Des Moines, IA

Motel 6 West Des Moines, IA

7655 Office Plaza Dr N West Des Moines IA
£36
4 Sept - 5 Sept
includes taxes & fees
7.8/10 Good! (1,015 reviews)
Motel 6 West Des Moines, IA
Super 8 by Wyndham Clive IA

Super 8 by Wyndham Clive IA

11414 Forest Ave Clive IA
£48
30 Aug - 31 Aug
includes taxes & fees
7.8/10 Good! (1,008 reviews)
Super 8 by Wyndham Clive IA
Days Inn & Suites by Wyndham Des Moines Airport

Days Inn & Suites by Wyndham Des Moines Airport

1901 Hackley Ave Des Moines IA
£56
7 Sept - 8 Sept
includes taxes & fees
Days Inn & Suites by Wyndham Des Moines Airport
Stoney Creek Hotel Des Moines - Johnston

Stoney Creek Hotel Des Moines - Johnston

5291 Stoney Creek Court Johnston IA
£80
23 Aug - 24 Aug
includes taxes & fees
8.8/10 Excellent! (1,901 reviews)
Stoney Creek Hotel Des Moines - Johnston
Best Western Plus University Park Inn & Suites

Best Western Plus University Park Inn & Suites

2500 University Blvd. Ames IA
£81
27 Aug - 28 Aug
includes taxes & fees
8.8/10 Excellent! (1,011 reviews)
Best Western Plus University Park Inn & Suites
GrandStay Hotel & Suites

GrandStay Hotel & Suites

6215 Merle Hay Road Johnston IA
£86
10 Sept - 11 Sept
includes taxes & fees
9.2/10 Wonderful! (769 reviews)
GrandStay Hotel & Suites

Find out more about Polk City

Top reasons to visit Polk City

  • Stunning Outdoor Activities: Polk City is perfect for outdoor enthusiasts, offering scenic parks, serene lakes, and recreational areas ideal for picnics and leisurely pursuits.
  • Charming City Centre: Explore the quaint city centre and nearby towns where friendly locals create a welcoming atmosphere.
  • Affordability: Enjoy a delightful getaway with great affordability in both accommodation and activities.
  • Pet-Friendly Accommodation: A variety of hotels cater to pets and diverse needs, ensuring a comfortable stay for all visitors.
  • Close to Events: Conveniently located near the Iowa Events Center, Polk City offers access to local events and attractions.

Find great hotels near Polk City

Discover an array of hotel options in Polk City, Iowa, catering to both leisure and business travellers. From comfortable motels to welcoming hotels, you’ll find a variety of accommodations that are pet-friendly and LGBTQIA welcoming. Whether you're seeking a peaceful retreat or convenient access to local attractions, Polk City’s hotels offer the ideal base for your American adventure.

  • WoodSpring Suites Ankeny Des Moines: Offering a business-friendly atmosphere, WoodSpring Suites Ankeny Des Moines is an ideal choice for professional travellers. Located 5.6km from Polk City, this hotel combines comfort with convenience, providing essential business amenities such as a dedicated business district and various onsite services. Its pet-friendly policy allows dogs and cats, making it a great option for those who want to bring their furry companions along. Guests will appreciate the welcoming environment and the ease of access to local business facilities.
  • Stoney Creek Hotel Des Moines - Johnston: Just 5.0km from Polk City, Stoney Creek Hotel Des Moines - Johnston is perfect for those seeking a blend of business and leisure, while also being pet-friendly. This hotel features a well-equipped conference centre with multiple meeting rooms, making it suitable for corporate events. The inviting lodge-like atmosphere, complete with rustic décor, adds a unique touch to your stay. With a pet policy that permits dogs and offers waived fees for service animals, it's a fantastic choice for business travellers who want to bring their pets along.
  • Sonesta Essential Des Moines: Located 5.6km from Polk City, Sonesta Essential Des Moines provides a balanced mix of business amenities and pet-friendly convenience. With a dedicated meeting room for business gatherings, this hotel caters to the needs of corporate guests while ensuring a comfortable stay. Its welcoming policy for pets, including provisions like food and water bowls, makes it an excellent choice for those travelling with animals. The focus on essential services ensures a pleasant experience for both business and leisure travellers alike.

Where to stay near Polk City

Polk City offers a delightful blend of outdoor escapades and serene landscapes, perfect for a romantic getaway or family-friendly adventure. Discover the charming city centre and nearby towns, where friendly locals create a welcoming atmosphere. With great affordability and access to recreation, visitors can explore scenic parks and enjoy events just a short drive from the Iowa Events Center. Embrace the secluded yet vibrant vibe of this unique destination!

  • Ankeny: Located 3.7km from Polk City, Ankeny is a vibrant city that offers a delightful mix of family-friendly attractions and outdoor activities. With a steady flow of visitors year-round, Ankeny peaks in popularity during the spring and summer months. The city is known for its educational institutions and lively fairground, making it a great spot for families. Key highlights include a modern college university and a theme park, providing entertainment for all ages. Whether you're enjoying a day at the fairground or exploring the local parks, Ankeny promises a fulfilling travel experience.
  • Urbandale: A mere 6.2km from Polk City, Urbandale is a bustling city that attracts visitors with its shopping centres and fairground venues. The city maintains a consistent influx of tourists throughout the year, with peak visits occurring in the spring and summer. Urbandale caters to families and business travellers alike, offering ample opportunities for shopping and leisure. Notable attractions include a picturesque lake and a lively stadium, perfect for catching a local event or enjoying outdoor activities. The blend of urban charm and family-friendly options makes Urbandale a must-visit destination.
  • Johnston: Situated 4.3km from Polk City, Johnston is known for its outdoor offerings and city-themed attractions, drawing families year-round. Similar to its neighbouring cities, Johnston experiences peak visitor numbers in the spring and summer months. With a variety of shopping centres and recreational areas, visitors can enjoy a day out filled with activities. The city boasts a scenic lake and an event conference venue, ideal for both relaxation and entertainment. Johnston’s welcoming atmosphere and vibrant community make it a lovely addition to your travel itinerary.

Things to do in and around Polk City

Polk City, Iowa, is perfect for outdoor and romantic getaways, showcasing beautiful scenery and various activities. Visitors can enjoy a recreational area ideal for picnics, educational opportunities, and a shopping mall centre for a delightful retail experience. Embrace the charm of this quaint town while exploring its picturesque surroundings and engaging in leisurely pursuits.

Shopping

In Polk City, you can shop at Northview Shopping Center, only 3.7km away, offering a family-friendly atmosphere with various shops. If you're up for a drive, Merle Hay Mall, located 6.2km away, and Valley West Mall, 7.5km away, both feature a vibrant mix of entertainment and shopping options.

Recreation

The Tournament Club of Iowa offers a picturesque golf course surrounded by lush landscapes, perfect for outdoor enthusiasts. Jester Park Golf Course, only 2.5km away, provides scenic fairways for a delightful golfing experience. For a more energetic vibe, Buccaneer Arena, located 6.8km from Polk City, hosts various sports events.

Adventure

Experience the thrill of racing at Boone Speedway, located 12.4km from Polk City, where adrenaline meets speed. For karting enthusiasts, Pole Position Raceway, merely 4.3km away, offers an exhilarating adventure. Meanwhile, the Greenbelt Trail, 6.8km distant, invites you to hike through stunning outdoor scenery.

Nightlife

In Polk City, the nightlife scene offers exciting options like Sky Zone Indoor Trampoline Park and Pump It Up, both featuring family-friendly arcade adventures. For a whimsical experience, visit the Heritage Carousel of Des Moines, providing a unique amusement ride just a short drive away.

Booking tips and Expedia advantages for Polk City

For a budget-friendly visit to Polk City, consider travelling between November and January when accommodation prices dip. Mondays tend to be the cheapest days to stay, while Saturdays are the priciest. Use Expedia’s search tool to find eco-friendly hotels and arrange your results by price for the best deals. Additionally, combining hotel, flight, and activity bookings can lead to significant savings. Don’t forget to explore free local attractions and utilise public transport options to further cut costs during your trip.

  • The most and least expensive months on average to stay in a hotel: The cheapest months to stay in Polk City are November to January, where the prices are slightly lower. This is in comparison to May to June and August, where prices are slightly higher.
  • The most and least expensive days on average to stay in a hotel: The least expensive day to stay in Polk City is Monday. The most expensive day to stay in Polk City is Saturday.
  • Find cheap hotels on Expedia: Utilise Expedia’s search tool to refine your choices based on your budget, preferred location, and the type of hotel you desire. For instance, selecting the Eco-certified filter will showcase sustainable and environmentally friendly hotels currently available. To find the most affordable prices and offers, arrange the price filter from lowest to highest.
  • Consider bundling your trip: You can potentially save money by combining your hotel reservation in Polk City with your flights and activities through an Expedia package deal.

Find the best attractions in and around Polk City

Polk City, Iowa, offers a delightful blend of outdoor activities and scenic beauty, perfect for romantic getaways or family outings. Visitors can explore urban parks, serene lakes, and modern colleges or universities. The area is rich in attractions that cater to a variety of interests, ensuring a memorable experience for all travellers. Don't miss the opportunity to discover popular local points of interest during your stay in this charming city.

  • Saylorville Lake: Located a mere 2.5km from Polk City, Saylorville Lake offers stunning scenery and a relaxing beach environment. It's perfect for outdoor enthusiasts and those seeking a romantic escape, with opportunities for picnicking, fishing, and enjoying tranquil lakeside strolls.
  • Big Creek State Park: Nestled within Polk City, Big Creek State Park is an adventure lover's paradise. This expansive park boasts picturesque views and a range of outdoor activities including hiking, biking, and kayaking, making it an ideal spot for nature enthusiasts.
  • Des Moines Area Community College: Situated 4.3km away, this modern college provides a vibrant city atmosphere. While exploring its campus, you can enjoy various events and cultural activities, showcasing the local community's creativity and spirit.

Best time to go to Polk City

The best time to visit Polk City can depend on the weather and when visitor numbers rise and fall. The hottest average temperature in Polk City falls in July, when visitor numbers are slightly high and weather is mostly sunny with light rain. The coolest average temperature in Polk City falls in January, visitor numbers are average and weather is mostly cloudy with no rain (dry).

calendarCalendar MonthtemperatureTemperaturerainPrecipitationmostlyCloudinessoccupationOccupancypricePricing
January21.4°F (-5.9°C)No Rain (Dry)Mostly CloudyAverageSlightly Low
February23.7°F (-4.6°C)No Rain (Dry)Mostly SunnyAverageAverage
March39.2°F (4.0°C)Light RainMostly CloudyAverageAverage
April50.2°F (10.1°C)Light RainMostly SunnySlightly HighAverage
May61.3°F (16.3°C)Light RainMostly SunnyAverageAverage
June71.6°F (22.0°C)Light RainMostly SunnySlightly HighSlightly High
July74.7°F (23.7°C)Light RainMostly SunnySlightly HighSlightly High
August73.2°F (22.9°C)Light RainMostly SunnyAverageSlightly High
September66.7°F (19.3°C)Light RainMostly SunnyAverageAverage
October53.1°F (11.7°C)Light RainMostly SunnySlightly LowAverage
November40.3°F (4.6°C)No Rain (Dry)Mostly SunnySlightly LowSlightly Low
December28.9°F (-1.7°C)Light RainMostly SunnySlightly LowSlightly Low

The nearest major airports for your trip to Polk City

For a visit to Polk City, Iowa, the primary airport options are Des Moines International Airport (DSM) and Fort Dodge Regional Airport (FOD). Des Moines International Airport is located 10.6km from Polk City, with nearby hotels such as the 4.5-star Revel Hotel Des Moines Urbandale, and the 4-star Surety Hotel just 2.5km away, both offering convenient access to the airport. Fort Dodge Regional Airport, situated 36.7km from Polk City, has hotel options like the Crossroads Hotel and Event Center, located 1.9km away. Transportation services to and from these hotels typically include free airport shuttles, on-request services, and scheduled availability.

Frequently asked questions

What is the best area to stay in Polk City?
The best area to stay in Polk City is near the Saylorville Lake area, particularly around the city centre.Polk City's centre is small and well-kept, offering convenient access to local conveniences and the main routes in and out of town. It's home to a few local eateries and shops, and it's a good base for exploring the wider area.For families, staying in Polk City itself is ideal due to its proximity to Saylorville Lake and Big Creek State Park. These areas offer a wealth of outdoor activities, including boating, fishing, hiking, and cycling trails. The community parks within Polk City also offer nice spaces for children to play.Couples looking for a relaxing escape will also appreciate the quiet charm of Polk City.
What are the best hotels in Polk City that travellers recommend?
For a highly recommended hotel in Polk City, the Qube Hotel is an excellent choice.The Qube Hotel, with an 8.4 rating, offers premium bedding and air conditioning for a comfortable stay. Guests often highlight the convenient and quiet location, comfortable and clean beds, and clean and quiet rooms. For those who enjoy golf, there is an onsite golf facility. The hotel also provides executive rooms and private indoor hot tubs for an enhanced experience. Located close to several parks, including Doc Simmer Memorial Park and Morse Family Park, it offers easy access to local green spaces.
What are the best family hotels in Polk City?
For a top family-friendly hotel in Polk City, the Qube Hotel is an excellent choice.This hotel, which has an 8.4 rating, is praised by guests for its comfortable and clean beds and quiet rooms. It offers free WiFi and complimentary self-parking, which are very convenient for families travelling by car. The hotel also features a private indoor hot tub, a lovely amenity for relaxation after a day of exploring. Its location is convenient, being close to several parks including Doc Simmer Memorial Park, Morse Family Park, and All Seasons Park, all within 0.8 kilometres.
What are the best budget hotels in Polk City?
For budget-friendly accommodation in Polk City, the Qube Hotel is an excellent choice.The Qube Hotel, with an 8.4 rating, offers great value and convenience. Guests often highlight its convenient and quiet location, clean and comfortable beds, and overall good value for money. Key amenities include free toiletries, complimentary self-parking, and free WiFi. The hotel also provides early check-in options, which can be very helpful for travellers arriving in Polk City. It is conveniently located near several local attractions, including Morse Family Park and Big Creek Historical Museum, both within 0.7 km.
What are the most romantic hotels in Polk City for couples?
For a romantic stay in Polk City, the Qube Hotel offers a lovely experience for couples.The Qube Hotel, with a rating of 8.4, provides private indoor hot tubs, great for a relaxing and intimate escape. Guests frequently mention the convenient and quiet location, comfortable and clean beds, and clean, quiet rooms. It also offers free WiFi and complimentary self-parking. The hotel is very close to the Tournament Club of Iowa, just 0.3 km away.
Can I cancel my hotel reservation on Expedia?
You can cancel your hotel reservation on Expedia, though it depends on the cancellation policy of your booking. Most bookings are refundable if canceled within 24-48 hours of the scheduled arrival. Be sure to check your booking confirmation for the exact cancellation policy. If free cancellation is available, you can cancel directly through your Expedia account by logging in, going to "My Trips", and selecting your reservation. To find flexible deals, filter your search by "Fully refundable property" for hotels in Polk City.
How much is the nightly rate at a Polk City hotel?
Prices for hotels in Polk City often vary, but you can find a great deal from £36 on Expedia. All sorts of factors affect price, such as the time of year or the days of the week you choose for your stay. Find the best deals by being flexible with your dates, and sort search results by "Price: low to high" for the cheapest rate.

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