A coastal landscape with a sandy beach, rocky shoreline, and green hills.

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Our top choices for Surf Beach 4-star hotels

1. Silverwater Resort

Silverwater Resort
4.5 star property
San Remo
8.6 out of 10, Excellent, (1,371 reviews)
"The buffet breakfast was great. The room wasn’t too bad, no plug for the bath and reception couldn’t offer one that fits which is a big deal when you have a toddler who likes to have a bath. The gym is very basic, only one weight machine. The spa didn’t work properly on the first day and wasn’t fixed during the 3 night stay. The barbeque they offer for each room was great though."
Australia
Daniel
The price is £111
includes taxes & fees
14 Aug - 15 Aug
Silverwater Resort

2. Ramada Resort by Wyndham Phillip Island

Ramada Resort by Wyndham Phillip Island
4.0 star property
Cowes
8.2 out of 10, Very good, (1,000 reviews)
"The restaurant was a reason we chose to stay as we had a long drive that day.unfortunately it was closed - a big fail really as the property advertises this as a feature."
Australia
Ian
The price is £123
includes taxes & fees
25 Aug - 26 Aug
Ramada Resort by Wyndham Phillip Island

3. Quarters at Flinders Hotel

Quarters at Flinders Hotel
4.5 star property
Flinders
9.4 out of 10, Exceptional, (626 reviews)
"Enjoyed stay place was really clean and had a quiet stay"
Australia
Tarjeet
The price is £120
includes taxes & fees
9 Aug - 10 Aug
Quarters at Flinders Hotel

4. The Waves Apartments

The Waves Apartments
4.5 star property
Cowes
9.2 out of 10, Wonderful, (718 reviews)
"Excellent place to stay"
Australia
Craig
The price is £146
includes taxes & fees
14 Aug - 15 Aug
The Waves Apartments

5. Hilltop Apartments Phillip Island - Adults Only

Hilltop Apartments Phillip Island - Adults Only
4.0 star property
Cowes
9.8 out of 10, Exceptional, (317 reviews)
"Really good all over would definitely stay here again "
Denmark
Kristoffer
The price is £112
includes taxes & fees
10 Aug - 11 Aug
Hilltop Apartments Phillip Island - Adults Only

6. Sanctuary Inn on Westernport

Sanctuary Inn on Westernport
4.0 star property
Hastings
8.4 out of 10, Very good, (399 reviews)
"The staff were so friendly, location was great and rooms were incredible. "
Australia
Cassandra
The price is £140
includes taxes & fees
16 Aug - 17 Aug
Sanctuary Inn on Westernport

7. The Nature Resort - Villas with a View

The Nature Resort - Villas with a View
4.5 star property
Cowes
10.0 out of 10, Exceptional, (1 review)
"Very relaxing and intimate as it was just for 2. Very clean and good amenities to use. Host was amazing and understanding. Will be heading back to the villa in the near future. Highly recommend to check it all up"
Australia
Kylea
The price is £117
includes taxes & fees
14 Aug - 15 Aug
The Nature Resort - Villas with a View

8. Phillip Island Apartments

Phillip Island Apartments
4.0 star property
Cowes
8.6 out of 10, Excellent, (466 reviews)
"Great place"
Australia
David
The price is £181
includes taxes & fees
12 Aug - 13 Aug
Phillip Island Apartments

9. Oak Tree Lodge

Oak Tree Lodge
4.5 star property
Rhyll
9.8 out of 10, Exceptional, (70 reviews)
"Our stay was very comfortable. Spa and fire place were beautiful. Supplied breakfast was excellent.. just bring a sleeping mask if you want a sleep in. 😊"
Australia
Lydia
Oak Tree Lodge

10. Swan Lake Guest House

Swan Lake Guest House
4.5 star property
Ventnor
9.4 out of 10, Exceptional, (240 reviews)
"Great host, great facilities, nice breakfast, beautiful location. Highly recommended."
Australia
Julian
The price is £174
includes taxes & fees
9 Aug - 10 Aug
Swan Lake Guest House

11. 507 at The Waves

507 at The Waves
4.0 star property
Cowes
9.6 out of 10, Exceptional, (8 reviews)
"Superb location with a great view. "
Australia
Marina
507 at The Waves

12. Mantons Creek Estate & Lodge

Mantons Creek Estate & Lodge
4.0 star property
Shoreham
8.6 out of 10, Excellent, (69 reviews)
"Charming accommodation, quiet and clean"
Australia
Jinny
Mantons Creek Estate & Lodge

13. Phillip Island Towers

Phillip Island Towers
4.0 star property
Cowes
8.8 out of 10, Excellent, (95 reviews)
"Clean room and friendly staff. Great location being very close to beach and main shopping strip."
Australia
Belinda
The price is £181
includes taxes & fees
13 Aug - 14 Aug
Phillip Island Towers

14. Polperro Villas

Polperro Villas
4.5 star property
Red Hill
9.4 out of 10, Exceptional, (29 reviews)
"Wonderful stay, very luxurious."
Australia
Sylvia
Polperro Villas

15. Oceanic On Thompson Apartments

Oceanic On Thompson Apartments
4.0 star property
Cowes
8.6 out of 10, Excellent, (305 reviews)
"Fantastic location for shops and cafes. "
Australia
Elise
The price is £167
includes taxes & fees
10 Aug - 11 Aug
Oceanic On Thompson Apartments

16. Crittenden Lakeside Villas

Crittenden Lakeside Villas
4.5 star property
Dromana
9.6 out of 10, Exceptional, (46 reviews)
"The presentation of the property was amazing the supplied breakfast was mind blowing."
Australia
Peter
Crittenden Lakeside Villas

17. Island Cove Villas

Island Cove Villas
4.0 star property
Cowes
9.2 out of 10, Wonderful, (102 reviews)
"We were very disappointed with our accommodation especially based on the price. The pictures showed it was like a resort, however nothing like it!!’ "
Australia
Anonymous traveller
Island Cove Villas

18. Smith Beach Getaways Beachwood Classic

Smith Beach Getaways Beachwood Classic
4.0 star property
Smiths Beach
9.4 out of 10, Exceptional, (3 reviews)
"Liked location, amenities and cleanliness. Property did not have tea towels for cooking and no sheets for bunk beds."
Australia
Anonymous traveller
Smith Beach Getaways Beachwood Classic

19. Coastal Tones

Coastal Tones
4.0 star property
Cowes
The price is £225
includes taxes & fees
12 Aug - 13 Aug
Coastal Tones

20. Boonderabbi House

Boonderabbi House
4.0 star property
Cowes
7.4 out of 10, Good, (8 reviews)
"Great & good price for families "
Australia
Melissa
Boonderabbi House
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Learn more about Surf Beach

Gentle waves make this Bass Coast gem perfect for beginner surfers and families seeking relaxed beach days. Explore nearby rock pools at low tide or join locals for fishing along the pristine shoreline.

A rocky beach with clear turquoise water and large boulders.

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