Title: ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 Reviews, Deals & Photos 2026 - Expedia.co.uk [See all properties](http://www.expedia.co.uk/Hotel-Search?regionId=&selected=60282487&adults=2&children=&sort=RECOMMENDED&useRewards=false&semdtl=&userIntent=&vip=false) Entire condo # ⭐Free Beach SERV\~Gulf Views\~Sterling Reef 102 Beachside fun near Shipwreck Island Waterpark ## Photo gallery for ⭐Free Beach SERV\~Gulf Views\~Sterling Reef 102 ![On the beach - ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 (Panama City Beach)](https://images.trvl-media.com/lodging/61000000/60290000/60282500/60282487/d81ad084.jpg?impolicy=resizecrop&rw=598&ra=fit) ![TV - ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 (Panama City Beach)](https://images.trvl-media.com/lodging/61000000/60290000/60282500/60282487/21719459.jpg?impolicy=resizecrop&rw=297&ra=fit) ![Property grounds - ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 (Panama City Beach)](https://images.trvl-media.com/lodging/61000000/60290000/60282500/60282487/w2400h1534x0y2-4f82329a.jpg?impolicy=resizecrop&rw=297&ra=fit) ![Exterior - ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 (Panama City Beach)](https://images.trvl-media.com/lodging/61000000/60290000/60282500/60282487/8e77f281.jpg?impolicy=resizecrop&rw=297&ra=fit) ![A heated pool - ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 (Panama City Beach)](https://images.trvl-media.com/lodging/61000000/60290000/60282500/60282487/fcdf6fdc.jpg?impolicy=resizecrop&rw=297&ra=fit) - Overview - Location - Amenities - Policies Sterling Reef 102, with its sugar-white sands and emerald waters backdrop, offers a beachfront retreat like no other. Unwind in the fitness center overlooking the Gulf Views or relax by the seasonally heated pool; enjoy grilling on the sky terrace while taking in those breathtaking views from your private balcony. ## Reviews 9.4 Exceptional ### Entire condo 2 bedrooms2 bathroomsSleeps 61076 sq ft ## Popular amenities - Ocean view - Kitchen - Washing machine - Dryer - Free Wi-Fi - Air-conditioning ## Add dates for prices Check-in Check-out Travellers ## About this property ### Entire place You'll have the entire condo to yourself and will only share it with other guests in your party. ### ⭐Free Beach SERV\~Gulf Views\~Sterling Reef 102 Top Reasons to Book this Fabulous Condo: \* Stunning Gulf Views from the Balcony, Living Room and Master \* Free Seasonal Beach Service (March-October) - 2 Chairs/1 Umbrella \* Beachfront Pool (Seasonally Heated), Grilling Area \* Fitness Center w/ Gulf Views, Activity Room, Onsite Watersport Rentals \* Walk to the fishing Pier \* Only .5 miles to Shipwreck Island \* Professionally Managed; 24/7 Service \*This property is not available to adults Under the age of 25\. No Exceptions.\* \*We LOVE Snowbirds! Low Monthly Winter Rates\* Snowbird Season runs December thru February, on a monthly basis. To prepare a qualified quote, select your arrival date (must be the 1st day of the month) and the departure date (must be the 1st day of the month). Alternate dates must be pre-approved. All monthly rentals are subject to an additional $150 cleaning fee. Please contact us with your interest and to further assist! \*No smoking on property, which includes the balcony\* Sterling Reef 102 is a beautifully decorated 2BR/2BA BeachFRONT condo. Enjoy amazing Gulf Views of the sugar-white sands and the emerald waters from your large, private balcony as well as the living room, kitchen and master bedroom! This condo features a king bed in the master bedroom with balcony access, a queen bed in the guest room, and a sleeper sofa, sleeping 6 guests comfortably. With its breath-taking views and convenient location, Sterling Reef 102 will definitely be your next family favorite vacation destination! \*\*\*Each vehicle must be registered from the link provided prior to arrival. Parking Fee Registration is $50 per vehicle - limit 2 vehicles. Built in 2005, Sterling Reef is in a fantastic location on Panama City Beach, only .5 miles from Shipwreck Island and within walking distance of the fishing pier. Vacation rentals at this lovely resort have a seasonally heated 4000sqft bi-level pool with waterfall at their disposal, a fitness center overlooking the pool and beach area, an activity room w/ flatscreen TV, and grills on the sky terrace. Watersport rentals are also available. The Bed Setup: Master Bedroom: King Bed Guest Bedroom: Queen Bed Sleeper sofa Area Attractions: If you're looking for more adventure, the following water sports and activities you can arrange: Dolphin encounters, Banana Boat rides, Sailboat Rides/Rentals, Jet Ski Rentals, Boogie Board Rentals, Kayak Rentals, Eco-Tours and Surf Lessons. If you're looking for great shopping and fabulous eateries, nearby Pier Park will fit the bill! With more than 125 retail, dining and entertainment choices, Pier Park is a one-of-a-kind beachfront family-friendly attraction featuring island-inspired architecture and popular stores. Dillard’s, JCPenney, Ron Jon Surf Shop, Target, Forever 21 are a but a few. Dine at numerous eateries like Jimmy Buffett’s Margaritaville, Dick’s Last Resort, and Five Guys Burgers or catch a show at the Grand IMAX Theater. Registration Number=38102 ## Property amenities ### Beach - On the beach ### Pool/Spa - Communal pool - Heated pool ### Internet - Available in the condo: Free WiFi ### Parking and transport - Onsite parking options include a garage ### Kitchen - Coffee/tea maker - Cookware, dishware, and utensils - Dishwasher - Hob - Microwave - Oven - Refrigerator - Toaster ### Bedrooms - 2 bedrooms - Bedsheets provided - Sofa bed ### Bathroom - 2 bathrooms - Towels provided ### Living spaces - Living room ### Entertainment - TV with cable/satellite channels ### Outdoor areas - Balcony - Barbecue grill ### Laundry - Laundry facilities - Washing machine ### Comfort - Air conditioning - Heating ### Pets - No pets allowed ### Suitability/Accessibility - Lift - Smoke-free property ### Services and conveniences - Iron/ironing board ### Location highlights - Near a health/beauty spa - Near a hospital - Near an outlet shopping centre - Near the bay - Near the marina - Near the ocean ### Things to do - Gym - Heated pool - Fishing nearby - Golfing nearby - Jet skiing nearby - Kayaking nearby - Motor boating nearby - Sailing nearby - Scuba diving nearby - Snorkelling nearby - Surfing/bodyboarding nearby - Swimming nearby - Theme park nearby - Water skiing nearby - Windsurfing nearby ### Safety features - Carbon monoxide detector (host has indicated there is a carbon monoxide detector on the property) - Smoke detector (host has indicated there is a smoke detector on the property) - Fire extinguisher ### General - Unit size: 1,076 square feet ## Similar properties ![On the beach](https://images.trvl-media.com/lodging/77000000/76520000/76514700/76514671/64a44513.jpg?impolicy=fcrop&w=469&h=201&p=1&q=medium) ### Penthouse With Beautiful Beach Views! 1 Bedroom, 2 Bathroom Penthouse! 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Reserved Parking! 14th Floor Gulf Front! Winter $1800/mo! Panama City Beach - Pool - Hot tub - Kitchen - Washing machine 7.8 Good 69 reviews [](https://www.expedia.co.uk/Hotel-Search?startDate=2026-03-02&endDate=2026-03-03&selected=21698643&PinnedHotelID=21698643&HadPinnedHotel=true®ionId=-1&adults=2) ![Property grounds](https://images.trvl-media.com/lodging/106000000/105650000/105644200/105644193/f1ec1a6a.jpg?impolicy=fcrop&w=469&h=201&p=1&q=medium) ### Panoramic Sunset Views, Beachfront Panama City Beach - Ocean view - Pool - Kitchen - Washing machine 10 Exceptional 10 reviews £320 includes taxes & fees 18 Feb - 19 Feb [](https://www.expedia.co.uk/Hotel-Search?startDate=2026-02-18&endDate=2026-02-19&selected=105644193&PinnedHotelID=105644193&HadPinnedHotel=true®ionId=-1&adults=2) [Compare similar properties](/Hotel-Search?startDate=2026-03-02&endDate=2026-03-03&selected=60282487&PinnedHotelID=60282487&HadPinnedHotel=true®ionId=-1&adults=2&comparePropertyIds=60282487,76514671,122726579,64677808,124119429) ## Policies ### Check-in Check-in time starts at 4:00 PM Minimum check-in age - 25 ### Check-out Check-out before 10:00 AM ### Special check-in instructions You will receive an email from the host with check-in and check-out instructions Information provided by the property may be translated using automated translation tools ### Pets Pets not allowed ### Children and extra beds Children are welcome ### Events No events allowed ### Smoking Smoking is not permitted ## Important information ### You need to know This property is managed by a professional host. The provision of housing is linked to their trade, business or profession. Extra-person charges may apply and vary depending on property policy Government-issued photo identification and a credit card, debit card or cash deposit may be required at check-in for incidental charges Special requests are subject to availability upon check-in and may incur additional charges; special requests cannot be guaranteed On-site parties or group events are strictly prohibited Host has indicated that there is a carbon monoxide detector on the property Host has indicated that there is a smoke detector on the property Safety features at this property include a fire extinguisher This property is managed through our partner, Vrbo. You will receive an email from Vrbo with a link to a Vrbo account, where you can change or cancel your reservation Property Registration Number 38102 If you cancel your booking, you'll be subject to the host's cancellation policy. In accordance with UK consumer law, property booking services are not subject to the right of withdrawal. ### Property is also known as 3988 ## About the area Located in Panama City Beach, this condo is near theme parks and on the beach. Pier Park and Thomas Drive are worth checking out if shopping is on the agenda, while those wishing to experience the area's natural beauty can explore Panama City Beaches and Frank Brown Park. Check out an event or a game at Publix Sports Park, and consider making time for Shipwreck Island Waterpark, a top attraction not to be missed. Looking to get your feet wet? Jet skiing, kayaking and scuba diving adventures can be found near the property. [Visit our Panama City Beach travel guide](https://www.expedia.co.uk/Panama-City-Beach.dx8021) [View more Condo rentals in Panama City Beach](https://www.expedia.co.uk/Panama-City-Beach-Condos.d8021-aaCondos.Travel-Guide-Accommodation) ![Map](https://maps.googleapis.com/maps/api/staticmap?&size=660x330&map_id=3b266eb50d2997c6&zoom=13&markers=icon:https%3A%2F%2Fa.travel-assets.com%2Ftravel-assets-manager%2Feg-maps%2Fproperty.png%7C30.18867%2C-85.82806&channel=expedia-HotelInformation&maptype=roadmap&scale=1&key=AIzaSyCYjQus5kCufOpSj932jFoR_AJiL9yiwOw&signature=qHHKBIJxtJn5LYZj8ymDq0ciHpo=) Panama City Beach, FL ### What's nearby - ![Pelican patiently waits for some fish scraps from the user of a man cleaning his fish. There are 2 piers in Panama and both cost $3 to walk them. The one closest to Pier Park is further out into the Gulf so it's more worth it if you can only do 1 pier. They do stamp your hand so you can go on and off it all day. On the pier a lot of people fish so watch for them hooks. From what I was told to fish in Florida you need a salt water and a fresh water licence in order to fish in the different waters. There are also signs posted on the pier about how to handle a situation if sea turtles get caught. ](https://images.trvl-media.com/place/8021/ddcd0cb2-62a0-40dc-b6f2-f07abd9bc12c.jpg?impolicy=resizecrop&rw=115.61&rh=65.03&ra=fit&q=high) Edgewater Gulf Beach 1 min walk \- 0.1 miles - ![Sunset in Panama City, Florida](https://images.trvl-media.com/place/6023330/61ad034c-f147-489d-be0b-65a87b5329a5.jpg?impolicy=resizecrop&rw=115.61&rh=65.03&ra=fit&q=high) Panama City Beaches 3 min walk \- 0.2 miles - ![The M.B. Miller County Pier and Gulf of Mexico at sunrise, in Panama City Beach, Florida., Shutterstock ID 560982808, Purchase Order: SP-1891 Wave 0, Client/Licensee: Hotels.com](https://images.trvl-media.com/place/6301267/ca7fc213-5887-4db5-96ad-cd9070b7c487.jpg?impolicy=resizecrop&rw=115.61&rh=65.03&ra=fit&q=high) M.B. Miller County Pier 3 min walk \- 0.2 miles - ![Shipwreck Island Waterpark which includes a water park and rides](https://images.trvl-media.com/place/6128258/fd3ab2e6-1eb8-4458-91cb-6c774df02465.jpg?impolicy=resizecrop&rw=115.61&rh=65.03&ra=fit&q=high) Shipwreck Island Waterpark 6 min walk \- 0.4 miles - Golf Course at Edgewater 12 min walk \- 0.7 miles ### Getting around - Panama City, FL (ECP-Northwest Florida Beaches Intl.) 23 min drive ### Restaurants - Beef 'O' Brady's 19 min walk - Another Broken Egg Cafe 12 min walk - Harpoon Harry's 12 min walk - Salty Goat Saloon 18 min walk - Taco Bell 15 min walk ## Frequently asked questions ### Is ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 pet-friendly? ### How much is parking at ⭐Free Beach SERV~Gulf Views~Sterling Reef 102? ### What time is check-in at ⭐Free Beach SERV~Gulf Views~Sterling Reef 102? ### What time is check-out at ⭐Free Beach SERV~Gulf Views~Sterling Reef 102? ### Where is ⭐Free Beach SERV~Gulf Views~Sterling Reef 102 located? ## Have a question? Beta Get instant answers with AI powered search of property information and reviews. Ask a question ## ⭐Free Beach SERV\~Gulf Views\~Sterling Reef 102 Reviews ## Reviews ### Exceptional All reviews shown are from real guest experiences. Only travellers who have booked a stay with us can submit a review. We verify reviews according to our guidelines and publish all reviews, positive or negative. [More information](https://www.expedia.co.uk/lp/b/content-guidelines) 10 - Excellent 21 8 - Good 4 6 - Okay 0 4 - Poor 2 2 - Terrible 0 ### 9.2 Cleanliness ### 9.8 Location ## Reviews ### 10/10 Excellent #### Phil E. 4 Aug 2024 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Great place to stay Everything was as described very clean and great location. ##### Phil E. Stayed 4 nights in Jul 2024 ### 10/10 Excellent #### Marcia G. 23 Nov 2024 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Relaxing trip The condo was very nice. Convenient to shops and restaurants. We loved the large balcony. ##### Marcia G. Stayed 5 nights in Nov 2024 ### 10/10 Excellent #### Linda F. 29 Jun 2024 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Time with daughter Beautiful condo and perfect location! Kitchen was furnished with everything anyone would ever need. Weather was awesome. Communications with RealJoy was outstanding! ##### Linda F. Stayed 4 nights in Jun 2024 ### 10/10 Excellent #### Chelsea S. 17 Sept 2024 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Beautiful We have been vacationing in PCB for years and this is the nicest condo we have evwr stayed at. The balcony is massive and the roo. Is absolutely beautiful! Easy drive to everything and the the view of the beach was amazing! We did have some problems with the air conditioning but it was so easy to just text RealJoy to get it resolved. We definitely will be staying with RealJoy again!! ##### Chelsea S. Stayed 4 nights in Sep 2024 ### 8/10 Good #### David M. 12 May 2024 Liked: Check-in, communication, location, listing accuracy #### Family vacation Our stay was overall okay. When inside we like to go barefoot. We noticed that the bottom of our feet were black. At first we thought it was from the balcony, but realized the floors in the condo were very dirty. To look at them they looked fine. We were disappointed that upon our arrival we found out the pools were closed for maintance. The view, however, was amazing!! ##### David M. Stayed 7 nights in May 2024 ### 8/10 Good #### Verified traveller 29 Oct 2025 Liked: Cleanliness, check-in, communication, location, listing accuracy The balcony was huge and the view was amazing! ##### Verified traveller Stayed 5 nights in Oct 2025 ### 10/10 Excellent #### Heather C. 8 Jul 2024 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Great beach vacation spot Great place and right on the beach!! ##### Heather C. Stayed 5 nights in Jul 2024 ### 10/10 Excellent #### J P. 28 Jun 2023 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Loved the condo Very clean and conveniently located. Would stay there again ##### J P. Stayed 3 nights in Jun 2023 ### 10/10 Excellent #### Sheri M. 16 Aug 2021 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Excellent location We had a great stay! The location was great! The home was cute & comfy! Loved it!! ##### Sheri M. Stayed 5 nights in Aug 2021 ### 10/10 Excellent #### Jessica C. 30 May 2024 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Short vacation It’s was the most beautiful and amazing long weekend ##### Jessica C. Stayed 5 nights in May 2024 ### 10/10 Excellent #### Chris W. 7 Oct 2021 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Love this place We have stayed at Sterling Reef several times now. Great easy access from parking garage and to and from the beach. Great central location for all activities ##### Chris W. Stayed 5 nights in Oct 2021 ### 10/10 Excellent #### Micheal D. 9 Jun 2025 Liked: Cleanliness, check-in, location, listing accuracy #### Family fun Room was amazing. Only issue was room was supposed to come with beach chair service. The company over this did not up date there system so we did not get chairs till last day ##### Micheal D. Stayed 6 nights in Jun 2025 ### 10/10 Excellent #### Jennifer H. 13 Aug 2022 Liked: Cleanliness, check-in, location, listing accuracy #### Family Vacation We enjoyed the condo! Very nice sized. The balcony was very spacious. The condo was clean and had all the needed necessities for our family. ##### Jennifer H. Stayed 5 nights in Aug 2022 ### 10/10 Excellent #### Brandon S. 20 Oct 2022 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Very clean, well worth the price. Great ##### Brandon S. Stayed 4 nights in Oct 2022 ### 10/10 Excellent #### AMBER G. 19 May 2024 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Great view even better balcony Loved setup of unit. Close to pier. ##### AMBER G. Stayed 5 nights in May 2024 ### 10/10 Excellent #### Amaan H., Michigan 7 Dec 2022 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Relaxing Getaway! My family and I enjoyed a much needed relaxing getaway at this condo. The property was very clean and the view was amazing! We spent so much time just sitting on the balcony, listening to the waves and enjoying the ocean air. The beach was instantly accessible whenever we wanted to spend time in the sand and water. We had a great time and would definitely consider visiting again! ##### Amaan H. Stayed 5 nights in Nov 2022 ### 10/10 Excellent #### Susan W. 17 Oct 2022 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Family Vacation Condo was very clean and exactly as portrayed. This property is located on the first floor which is actually the fifth floor because the parking garage is under the condos. The pool was very well maintained. I would go again! ##### Susan W. Stayed 4 nights in Oct 2022 ### 10/10 Excellent #### Gayle L. 9 Oct 2022 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Sterling Reef Unit and Resort as advertised We loved having the lower floor unit which was close to parking and stairs. The oversized balcony was a big plus. The unit was as advertised and met our needs very well. Real Joy Vacations was a pleasure to work with. Real Joy Vacations/Owner were prompt in communication and responsed to any questions we had very quickly. ##### Gayle L. Stayed 4 nights in Sep 2022 ### 8/10 Good #### JACKIE R. 22 Sept 2024 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Anniversary All good- nice condo. Wristbands and access codes are unfortunate but we understand the reason. ##### JACKIE R. Stayed 5 nights in Sep 2024 ### 10/10 Excellent #### Jeff M. 18 May 2024 Liked: Cleanliness, location, listing accuracy Disliked: Check-in, communication #### Panama city Only problem we had was checking in. Code wouldn’t work for the door and no one would answer the phone to help us get the correct one. If the security guard hadn’t known the owner and called them for us I don’t know how we would have gotten in. ##### Jeff M. Stayed 3 nights in May 2024 ### 8/10 Good #### Lindsey A. 11 Sept 2021 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Great but noisy The condo was very nice and just as described but there was construction going on right outside our door. It was loud, noisy and annoying. Wish we would have known this. You can also hear all your neighbors and the traffic. They needed to sound proof or insulate better. Also there were some guest shoot off fireworks our first night there. ##### Lindsey A. Stayed 4 nights in Sep 2021 ### 10/10 Excellent #### Kyla C. 8 Aug 2022 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Overall - an amazing place to stay! We absolutely loved the big balcony with the most incredible view. The condo was great with comfortable beds, couches and chairs. The only inconvenience is with the elevator in the building. It is so slow and you have to get your stuff/kids on so quick before the door tries to close. You can’t hold it open or it will shutdown the elevator. Definitely makes it tricky with all the beach stuff and kiddos. Also, during peak times of the day you can wait up to 20 mins for the elevator, super frustrating. ##### Kyla C. Stayed 5 nights in Aug 2022 ### 10/10 Excellent #### Elizabeth R. 21 Jun 2021 Liked: Cleanliness, check-in, communication, location, listing accuracy #### Best vacation ever!! This property is fantastic!! We couldn’t have asked for anything better! The property was just like in the pictures. The condo was very clean. We would definitely stay here again! The only thing to be aware of is that there is construction going on at the building, and they start working at 7 am. Also, the beach chair service is completely separate from the condo, and the 2 guys working the beach chair service were extremely rude! It said in our contract with the condo that we had free beach chair service and when I showed the 2 guys, they said that they don’t honor the free beach chair service! And told us it would be $40 a day to rent 2 beach chairs. ##### Elizabeth R. Stayed 9 nights in Jun 2021 ### 4/10 Poor #### tina s. 3 Sept 2024 Liked: Location Disliked: Check-in #### Disappointed We had to call for the code to check in and wait on hold for almost 20 minutes. The condo itself was not well stocked - no hot pads to use for the oven, 1 dishcloth and towel. I used the washing machine the last night of our stay and it left black stains on some of our clothes. The dryer did not work properly either. Also, lots of dust visible under the master bedroom bed. ##### tina s. Stayed 5 nights in Aug 2024 ### 4/10 Poor #### cindy g. 24 Jul 2023 Liked: Location Disliked: Cleanliness, check-in #### Disappointed. Great location, but not clean. The entrance was totally dark with a bad bulb, the trash receptacle was full and the tenets above just tossed trash off their balcony onto ours. The building also required visitors to wear a yellow band that you cannot remove once put on. Totally NOT safe to highlight for everyone where you are staying. We had a bad experience with that. Also the power went out a few times during our stay and we got stuck in the elevator. We didn’t want to take it again, but the building staff refused to unlock the doors to the stairs. They said that was for their safety, yet there was supposedly a security officer somewhere. Getting trapped once in a hot elevator was one time too many and not something we wanted to do again. It seems like the building should be updated to allow guests to take the stairs. There are a multitude of reasons that should be an option. The tenants above us and to the side smoked on the balcony making it unpleasant to sit outside. It was disappointing. ##### cindy g. Stayed 4 nights in Jul 2023 ---